Your flexible credit line

Monet is a flexible credit line of up to 1.500 Euro, approved and paid out within minutes via an app - with flexible repayments, transparent interest and no hidden fees. 

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Sign up below to be one of the first pilot users.

How Monet will work

Our goal: 100% without fees

Interest

Nominal 1.49% per month, 19.44% APR starting with the day of transfer. Our app helps you to monitor and reduce your interest.

"Registering as pilot user" is defined as signing up with a valid email address for a spot in Monet's waitlist queue. You can improve your spot in the queue through different activities, e.g. each time you refer someone who signs up with a valid email address. Pilot users will be notified first and will be given an invitation to Monet's credit line application process. Registering as a pilot user should in no way be construed as confirmation that a credit line has been opened or will even be approved for opening.

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APR is calculated with the following assumptions:

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- The credit line is used completely on the first day of the loan term and granted for a term of one year.

- The net loan amount is € 1.000

- The loan amount is repaid with 12 monthly payments of equal size, starting one month after the first day of the loan term. The last payment settles the balance, interest and potential fees.

With the above assumptions, the total amount repaid is € 1.099,20.

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Note that the listed features listed are currently in development and will be available soon.